creditPass - Newsgroup, Autor auf creditPass

30 Apr Kontor42.com, a combination of “Hanse” + “IT’s answer to all questions” becomes an innovative platform for digital services

Posted at 09:21h in Generally

The historical association of merchants was the inspiration for the name of the new platform, as was the famous quote from the science fiction novel series "The Hitchhiker's Guide to the Galaxy" by Douglas Adams. In response to existential questions, e.g. the meaning of life,...

22 Mar New SEPA regulation: core parts effective from 09.01.2025

Posted at 09:16h in Generally

As many of the readers of this news use SEPA credit transfers and SEPA instant transfers, this directly binding regulation could be relevant. this directly binding regulation could be relevant . Here, for example, Article 5b Charges for...

18 Jan The eCommerce trends for 2024: profitability, AI, employees, sustainability

Posted at 10:43h in Generally

The core issue for our industry in 2024 is increasing our own efficiency. Even if it sounds banal: sales up, costs down. A weak propensity to consume and high inflation are putting pressure on overall performance, while costs continue to rise. The economies of scale...

18 Jan Further increased potential for better creditPass risk management following ECJ ruling on scoring

Posted at 10:02h in Generally

The ECJ judges state that the activities of credit agencies, such as the creditworthiness score calculation based on data, are themselves an impermissible automated decision. The situation can be different if a manual individual check is still possible and the decision to accept the customer...

27 Nov ChatGPT: What the new GPTs can do and how to build your own AI bots

Posted at 10:54h in Generally

Everyone talks about ChatGPT - but it is much better to talk to ChatGPT, i.e. to write it yourself. The AI chatbot knows how to amaze with its answers: they not only sound natural, even human, but actually provide all kinds of useful knowledge. Sometimes...

27 Nov creditPass turns “20” – i.e. we are just getting started

Posted at 10:53h in Generally

When AmericanExpress Prepaid Services asked PSP Bibit for a multi-credit agency risk management platform at the beginning of 2003, Dr. Tschangiz Scheybani recommended contacting Manfred Wolff, telego!, Nicolas Adolph, InterCard and Dr. Stefan Salzbrunn and Sven Slazenger, both Interlake. Even then, it was clear that...

27 Nov Free use of “Black Friday” as a word mark now possible

Posted at 10:53h in Generally

In the USA, "Black Friday" is usually the day after Thanksgiving, the fourth Thursday in November. The day marks the start of the Christmas shopping season. In the course of globalization, it also represents the highlight of the upcoming Christmas business in Germany, which is...

14 Aug PayPal introduces own “cryptocurrency” through “money” from private institutions – danger for democracy? (Comment)

Posted at 11:43h in Generally

- A commentary by Manfred Wolff - The payment service provider Paypal has introduced a stablecoin in US dollars. This was announced by the US company on 08.08.23. Paypal is the first major financial technology company to use its own digital "currency," which is actually "assets"...

07 Jul AI and payment: new opportunities for optimized processes

Posted at 10:03h in Generally

creditPass is involved in various working groups to further optimize payment processing between customers and merchants. This involves the elements a) Customer authentication, b) Customer assessment in risk management and c) Customer Authorization. Especially in the third step, prefabricated processes with logical links, e.g. as...

16 May Suspicion of targeted wear and tear – French judiciary investigates Apple again