FinTech in Business

We secure your payments, risks and compliance
since 2003.

Our service portfolio

Credit check for risk, fraud, compliance

Secure your business here with the information you already have.

Optimize their use in the process.

More info

Payment processing SDD

With the SEPA direct debit (SDD) offer, the customer can be offered significant added value. This helps to lower the abandonment rate and generate additional competitive advantages.

More info

BNPL, Technical Modules

Customers and providers appreciate flexible payment solutions. We develop, purchase, connect and operate all modules that are necessary for the operation of a Buy Now Pay Later (BNPL) platform.

More info

Onboarding tools for dealers

In order management, we efficiently combine existing elements both with selected third-party service providers and with newly developed solutions in-house.

More info


creditPass operates or licenses its customers systems, interfaces and components for the processing of digital money in the euro zone.

More info

Integration & Cloud Services

Is your IT running out of time? Our IT isn’t.

More info


More than 1,500 customers of different sizes, industries and access types regularly use payment processing, risk management or integrated IT services from creditPass. And that since 2003.

You will find a selection of ours below Customers and partner :

Customer testimonials

Access / interfaces

creditPass is available in different ways!

creditPass can be used through various access options. Depending on your needs, the creditPass interface can be configured using the manual internet query mask or one Direct connection be used. A credit check or the processing of payments or collections is very easy in both ways!

Service area

Prepared for you:
contact form

additional Information




creditPass: Financial Technology for Business

We are a group and bank-independent provider of payment security, onboarding and omnichannel technology (finance technology) for business customers. We connect merchants with payment service providers, credit agencies, identity providers and other online convenience services for ongoing use by their end customers. With the use of our Modular Overlay Architecture (MOA), we connect and operate existing IT systems to all desired third-party providers, newly programmed applications and our decision engine. Our globally available over 350 interfaces (as of 09-2021) also to shop systems, office software providers, ERP systems and their “self-made” applications are flexible, inexpensive and verifiably reliable. In addition, through existing purchasing volumes from various platform providers, we enable economic advantages that we pass on to our customers.


The current creditPass GmbH was formed in 2014 by splitting the creditPass division from telego! GmbH (telecommunications for business customers). Payment security for direct debit and purchase on account through creditPass has been around since 2003 with the first multi-credit agency platform in Europe, which we first built for American Express (2002). The shareholders of the company are Dipl.-Kfm. Manfred Wolff (66%) and Dipl.-Phys. Nicolas Adolph, MBA (34%). The management is shared by Manfred Wolff (commercial) and Dr. Stefan Salzbrunn (technical), who is also managing director and shareholder of
among other things. CreditPass GmbH is involved in associations and specialist committees in Germany and Europe, including BDOA and EPSM . Over 1,500 freelancers, sole proprietorships, corporations and public institutions are now satisfied customers.