27 Nov creditPass turns “20” – i.e. we are just getting started
When AmericanExpress Prepaid Services asked PSP Bibit for a multi-credit agency risk management platform at the beginning of 2003, Dr. Tschangiz Scheybani recommended contacting Manfred Wolff, telego!, Nicolas Adolph, InterCard and Dr. Stefan Salzbrunn and Sven Slazenger, both Interlake. Even then, it was clear that comprehensive risk management in connection with direct debit transactions had a great future. direct debit transactions would have a great future. Our platform went live in October 2003. The rest is history. This gave rise to what is now the oldest and most experienced FinTech brand in Germany: creditPass. Since 2014, it has been its own limited liability company through a business split from telego! We have seen a lot come and a lot go. Amazon was a customer with its CD movie shipping service, as was Wirecard, which processed its first online direct debits through us. We advised Bain&Company without knowing that our competitor Klarna would emerge from this project. We got to know great people. Doers. But we also always looked to the future: “Nothing stays forever.” (Young Deborah in Once upon a time in America to Noodles), “panta rhei” (Heraclitus), “The only constant is change.” (Joseph Wilhelm, Rapunzel Naturkost) are our guiding principles, as is the realization that we already work for money, but we don’t live for it alone. At our core, we always provide data services for business customers. We will continue to focus on this. With direct debit payment processing, multi-agency forwarding, decision engine and Eurodigits. At telego.de, we now offer a secure, closed high-tech messenger service that is used by numerous security authorities, the police and fire department, among others. Our new Business VAS division is preparing AI-supported legal support, certificates for cybercrime prevention, preparation for EU regulatory requirements, including for small and medium-sized enterprises such as ESG or CSRD, and many other initiatives that we look forward to working on together with you. We are 20, which means we are just getting started.