SEPA-ELV and credit checks via ingenico

SEPA-ELV and credit checks via ingenico

creditPass is partner of ingenico for the processing of the payment method electronic SEPA direct debit (SEPA-ELV, SEPA Direct Debit). A standard check with the AccountsCheck (4safe ® ) is carried out for every direct debit transaction. Depending on the needs of the retailer, additional query types can be included in the ordering process via creditPass in order to obtain additional security.


  • Management of all ELV payments centrally via ingenico (authorization, booking, etc.)
  • Reduction of the return debit rate by checking the account details
  • Optional expansion with creditPass ( all credit agencies / all query types ) possible
  • Further additional features ( reading out of returned debit notes , processing of returned debit notes , forwarding of debt collection ) are possible
  • Special conditions


Brief overview: Process of an ELV transaction


Further information on the SEPA-ELV can be found here .

If you are interested, please get in touch with the creditPass team or your contact at ingenico .