SEPA ELV and credit checks via ConCardis

SEPA ELV and credit checks via ConCardis


creditPass is a partner of ConCardis PayEngine for processing the payment method electronic SEPA direct debit (SEPA-ELV). A standard check with the AccountsCheck (4safe ® ) is carried out for every direct debit transaction. Depending on the needs of the retailer, additional query types can be included in the ordering process via creditPass in order to obtain additional security.


  • Management of all ELV payments centrally via the ConCardis PayEngine (authorization, booking, etc.)
  • Reduction of the return debit rate by checking the account details
  • Optional expansion with creditPass ( all credit agencies / all query types ) possible
  • Special conditions


Brief overview: Process of an ELV transaction


Further information on the ELV can be found here .