08 Dec paydirekt – now also together with our partner SIX Payment Services
The advantages of the new online payment method of German banks and savings banks are obvious, but are not yet recognized everywhere. In fact, it is EC cash on the Internet. Because a direct check on the account of the paying customer related to the payment amount is used to check whether there is enough money in the account immediately before the payment authorization and then this amount is sent immediately for payment within the banking system. While the well-known and popular direct debit process still involves a potential risk of whether the amount to be withdrawn from the customer’s account will actually be transferred by the bank, paydirekt payment is a secure payment method. There are no return debits from RLS due to insufficient coverage. On the one hand, paydirekt is particularly suitable where there is still some uncertainty among the retailer as to whether the customer is solvent. On the other hand, paydirekt is suitable if the customer is uncertain about the amount and consequences of his one-time direct debit authorization (direct debit mandate) vis-à-vis the merchant. Here he authorizes an amount once and immediately and only within the banking software system or the verified payment service provider PSP. This is where a decisive simplification and improvement of the offer to merchants through the combination of SIX Payment Services and creditPass as a paydirekt merchant concentrator comes into play: Completed commissioning through a contract with all related customer banks through creditPass, complete technical integration through PSP SIX Payment Services with Saferpay and the simultaneous uniform overview by SIX. Via SIX Saferpay, the merchant holds all payment methods clearly and at all times in a tamper-proof manner: credit card, direct debit, paydirekt and others. The complexity of the integration, evaluation, booking or later search for individual transactions is clarified by the uniform system of SIX Payment Services with Saferpay. Payment for the retailer is secure, transparent and is always operated in accordance with the latest regulatory legal requirements. At the same time, the retailer increases customer friendliness and customer acceptance with paydirekt, because he offers a uniquely new method of payment that will certainly be successful in the future and thus give customers free rein to enjoy shopping and their products.
If you want to be there too, contact info@creditpass.de . We are here for you!