{"id":18831,"date":"2021-11-17T11:21:07","date_gmt":"2021-11-17T10:21:07","guid":{"rendered":"https:\/\/creditpass.de\/banking-association-bdb-partially-reluctant-to-use-the-digital-euro-or-euro-digits\/"},"modified":"2021-11-26T13:40:54","modified_gmt":"2021-11-26T12:40:54","slug":"banking-association-bdb-partially-reluctant-to-use-the-digital-euro-or-euro-digits","status":"publish","type":"post","link":"https:\/\/creditpass.de\/en\/banking-association-bdb-partially-reluctant-to-use-the-digital-euro-or-euro-digits\/","title":{"rendered":"Banking association BdB partially reluctant to use the digital euro or euro digits"},"content":{"rendered":"

The German banking industry takes a position on digital currencies. A rapidly growing number of organizations is concerned with the conception of a European digital central bank money or the integration of Distributed Ledger Technology (DLT) into production and business processes. There are also initiatives such as the Libra project in the area of stablecoins. And there are political and Eurosystem considerations on the evaluation and possible introduction of digital central bank money. The BdB sees this as critical from a regulatory point of view and presumably from its own earnings point of view, which is understandable. Because the commercial banks ultimately also live from “seniorage profits”, ie the ability to create cheap deposit money and lend it at high margin with interest via accounts. Cash, which must be deposited 1: 1, naturally stands in the way of digital. Perhaps it would make sense (opinion of creditPass) to create a suitable compensation for the credit industry at this point, so that this efficient payment innovation can still be built on in the future. Here are the details of the BdB’s declaration: –<\/a>> opinion<\/a>< –<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The German banking industry takes a position on digital currencies. A rapidly growing number of organizations is concerned with the conception of a European digital central bank money or the integration of Distributed Ledger Technology (DLT) into production and business processes. There are also initiatives…<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[93],"tags":[],"class_list":["post-18831","post","type-post","status-publish","format-standard","hentry","category-generally"],"yoast_head":"\nBanking association BdB partially reluctant to use the digital euro or euro digits - creditPass<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/creditpass.de\/en\/banking-association-bdb-partially-reluctant-to-use-the-digital-euro-or-euro-digits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banking association BdB partially reluctant to use the digital euro or euro digits - creditPass\" \/>\n<meta property=\"og:description\" content=\"The German banking industry takes a position on digital currencies. A rapidly growing number of organizations is concerned with the conception of a European digital central bank money or the integration of Distributed Ledger Technology (DLT) into production and business processes. 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