{"id":18680,"date":"2021-10-27T18:35:30","date_gmt":"2021-10-27T16:35:30","guid":{"rendered":"https:\/\/creditpass.de\/personal-information\/"},"modified":"2021-12-08T11:25:10","modified_gmt":"2021-12-08T10:25:10","slug":"personal-information","status":"publish","type":"page","link":"https:\/\/creditpass.de\/en\/services\/credit-check\/personal-information\/","title":{"rendered":"Personal information"},"content":{"rendered":"

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Check the creditworthiness of natural persons with personal information!<\/h2>\n

[\/vc_column_text][vc_separator type=”small” position=”left” up=”7″ down=”38″][vc_column_text]With personal information, private customers or owners of partnerships can be checked for existing negative characteristics with regard to creditworthiness. Depending on the credit agency selected and the type of credit check, personal information provides information about the creditworthiness of the person queried and reports any negative features, such as pending collection procedures, affidavits or other data from debtor registers. With the help of so-called scoring, an assessment of the creditworthiness can be derived, also from sociodemographic data.<\/p>\n

Since the various credit agencies use different data sources, it is usually sensible to use several credit agencies in parallel for a credit check. Because collection features in particular are usually stored exclusively with just one provider. Thus, with the number of inquired credit agencies, so does the hit rate and thus the security.<\/p>\n

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High hit rate with personal information via creditPass\u00ae:<\/h5>\n